Access to Finance

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Why reform is needed

The financial crisis in 2008 underscored the need for a sound, efficient and predictable legal framework regulating acess to finance and for continuous support to the SME sector in the face of liquidity constraints in countries where the EBRD works.

The LTP's role

The EBRD has a well-established track record of working on law reform in areas promoting access to finance. Our past work has mainly consisted of assisting in the development of legal and regulatory systems for secured credit, strengthening the security package (in the form of pledges and mortgages), supporting development of different agricultural financing products and exploring alternative financial structures such as leasing and factoring.

Building on the positive past experience and being in a position to transfer cross-border knowledge and expertise, we are continuing to explore well established as well as innovative financial products. We hope these will assist countries where the EBRD works in bridging some transition gaps that still exist in this area and in modernising their legal frameworks.





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