Turkey WiB Programme



Project number:


Business sector:

Financial institutions

Notice type:


Environmental category:


Approval date:

28 May 2014



PSD disclosed:

07 Mar 2014

Sub-projects signed under this framework

Translated version of this PSD: Turkish

Project Description

The EBRD is considering a framework operation for the implementation of the Women in Business Programme (WiB Programme) in Turkey which will combine

(i) WiB Financing (incl. credit enhancement support and technical cooperation) and (ii) WiB Small Business Support.

(i) Under the WiB Financing the Bank will provide dedicated credit lines of up to EUR 300 million in total to Participating Financial Institutions (PFIs) in Turkey for the purpose of on-lending to women-owned and women-managed small and medium sized enterprises (SMEs), combined with technical cooperation and credit enhancement support for the purpose of improving PFIs’ capacity to deliver financial services to women-led SMEs.

(ii) Under the WiB Small Business Support the Bank will provide business advice and know-how for women-owned and women-managed SMEs, as well as new opportunities to access to markets through networking.

The overall objective of the WiB Programme is to promote women’s participation in businesses by assisting women-owned and women-managed SMEs to access finance, know-how and non-financial business development services. The WiB Programme is also expected to have a positive effect on employment creation.

The grant component of the WiB Programme is jointly funded by European Union Instrument for Pre-Accession Assistance (EU IPA) and the Turkish Ministry of Labour and Social Security in a total amount of up to EUR 38 million and will be implemented over a period of four years.

Transition Impact

Transition impact will arise through market expansion which will be achieved by increasing the availability of financing to women-owned and women-managed SMEs in Turkey, where gender gaps in access to finance are large. Transition impact will also arise through transfer of skills by providing capacity building, product development and marketing outreach support.

The Client

Clients of the framework operation will be several commercial banks in Turkey; i.e. Participating Financial Institutions. The clients will be selected from leading commercial banks with extensive outreach in SME sector and commitment to successfully mainstream WiB lending within their banking operations.

EBRD Finance

Up to EUR 300 million.

Project Cost

Up to EUR 300 million.

Environmental Impact

Categorised FI. The PFIs will be required to comply with PRs 2 and 9, implement the EBRD's ES Procedures for Corporate Lending and submit Annual Environmental and Social Reports to the Bank.

Technical Cooperation

The WiB Financing will be supported by a comprehensive technical cooperation programme to provide support to PFIs for capacity building, product development and marketing outreach. The WiB Small Business Support, including business advice and know-how, will be provided to potential and existing sub-borrowers of the dedicated credit lines offered by the PFIs.

The WiB Programme will be jointly funded by EU IPA and the Turkish Ministry of Labour and Social Security.


Business opportunities

For business opportunities or procurement, contact the client company.

For state-sector projects, visit EBRD Procurement: Tel: +44 20 7338 6794
Email: procurement@ebrd.com

General enquiries

EBRD project enquiries not related to procurement:
Tel: +44 20 7338 7168
Email: projectenquiries@ebrd.com

Public Information Policy (PIP)

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Text of the PIP

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