Translated version of this PSD: Bosnian
A portfolio risk sharing project in the form of a financial guarantee of up to EUR 10 million equivalent to cover the credit risk of up to 50% of an existing portfolio of granular SME loans of up to EUR 20 million originated by UniCredit Bank d.d ("UBM").
UBM aims to expand its SME lending during the length of the project.
The transition impact will derived from the innovative aspect of the facility, which is expected to help to support additional lending to SMEs (Competitive quality) and the capital structure of the partner bank (Resilient quality).
UNICREDIT BANK DD
UBM is a universal commercial bank and the largest bank in BiH on a standalone basis (as of end-2017): 18.9% market share by total assets; 18.2% market share by loan portfolio; 20% market share by total deposits; 76 branches covering almost all major cities and towns in the FBiH; more than 530 thousand active clients; and 1,262 employees.
EBRD Finance Summary
Total Project Cost
Environmental and Social Summary
UBM is satisfactorily managing environmental and social risks within its existing portfolio by applying the EBRD's Environmental and Social Risk Management Procedures, adopted under existing
exposures. For this new transaction they will need to continue to comply with PRs 2, 4 and 9, and provide annual reporting.
Company Contact Information
For business opportunities or procurement, contact the client company.
EBRD project enquiries not related to procurement:
Tel: +44 20 7338 7168
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Text of the PIP
Project Complaint Mechanism (PCM)
The Project Complaint Mechanism (PCM) is the EBRD's accountability mechanism. It provides an opportunity for an independent review of complaints from individuals and organisations concerning EBRD-financed projects which are alleged to have caused, or are likely to cause, environmental and/or social harm.
Please visit the Project Complaint Mechanism page to find information about how to submit a complaint. The PCM Officer (email@example.com) is available to answer any questions you may have regarding the submission of a complaint and criteria for registration and eligibility, in accordance with the PCM Rules of Procedure.