FIF - QNB AlAhli SME Loan



Project number:


Business sector:

Financial institutions

Notice type:


Environmental category:


Approval date:

02 Nov 2016



PSD disclosed:

31 Aug 2016

Translated version of this PSD: Arabic

Project Description

A financing package of up to USD 100 million to QNB ALAHLI SAE. The facility will comprise a senior loan for on-lending to private small and medium enterprises ("SMEs").

Project Objectives

The EBRD loan will assist QNB ALAHLI to develop its SME lending activities and expand access to finance for underserved private SMEs.

Transition Impact

The EBRD loan will increase the availability of finance to private SMEs allowing greater access to finance for this largely underserved segment.

The Client


QNB ALAHLI SAE is the fourth largest commercial bank in Egypt. The bank has a market share of 5-8% by assets, loans and deposits.

EBRD Finance

USD 100,000,000.00

Project Cost

USD 100,000,000.00

Environmental Impact

Categorised FI (2014). QNB AHAHLI will be required to comply with PRs 2, 4 & 9. Under the SME Loan the client will be required and apply the EBRD's E&S Procedures for Corporate and Small Loans and submit annual environmental and social reports to the EBRD.

Technical Cooperation

The loan will be supported by technical cooperation to assist QNB ALAHLI to enhance its capacity and know-how in SME lending, including a review of its product range and risk management approaches.

Company Contact

Ms. Sally Hamdalla, Head of Multilateral Relationships & Funding
(+202) 27707321
P.O. Box 2664, Cairo, Egypt


Business opportunities

For business opportunities or procurement, contact the client company.

For state-sector projects, visit EBRD Procurement: Tel: +44 20 7338 6794

General enquiries

EBRD project enquiries not related to procurement:
Tel: +44 20 7338 7168

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Text of the PIP

Project Complaint Mechanism (PCM)

The Project Complaint Mechanism (PCM) is the EBRD's accountability mechanism. It provides an opportunity for an independent review of complaints from individuals and organisations concerning EBRD-financed projects which are alleged to have caused, or are likely to cause, environmental and/or social harm.

Please visit the Project Complaint Mechanism page to find information about how to submit a complaint. The PCM Officer ( is available to answer any questions you may have regarding the submission of a complaint and criteria for registration and eligibility, in accordance with the PCM Rules of Procedure.

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