In most of the economies where the European Bank for Reconstruction and Development (EBRD) operates, micro, small and medium-sized enterprises (MSMEs) were disproportionately affected by the pandemic, particularly those in wholesale and retail trade, air transport, accommodation and food services, real estate, professional services and other personal services. This note describes how the EBRD supported the Small and Medium Enterprises Development Organization of Türkiye (KOSGEB) in its analysis of data to identify signs that SMEs were deteriorating financially, and how KOSGEB could use that data to design more targeted assistance programmes.
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