FIF - BT - SME loan III



Project number:


Business sector:

Financial institutions

Notice type:




PSD disclosed:

06 Nov 2018

Translated version of this PSD: French | Arabic

Project Description

Provision of a senior unsecured SME loan of EUR 30 million to Banque de Tunisie ("BT").

Project Objectives

The objective is to on-lend to micro, small and medium-sized enterprises ("MSMEs") in Tunisia.

Transition Impact

The EBRD loan will increase the availability of finance to micro, small and medium businesses in Tunisia, allowing greater access to finance for this largely underserved segment in a market where lending is restricted by liquidity constraints.

Client Information


BT is the 8th largest bank in Tunisia with 5.3% market share and total consolidated assets of EUR 1.9bn as of YE2017.

EBRD Finance Summary

EUR 30,000,000.00

Loan of EUR 30 million.

Total Project Cost

EUR 30,000,000.00

Up to EUR 30 million

Environmental and Social Summary

Categorised FI (ESP 2014). BT is an existing client of the Bank, has adopted an Environmental Policy and Environmental and Social Procedures that meet requirements of Performance Requirement 9 and has human resource management and health and safety systems in compliance with PRs 2 and 4. BT will need to apply their environmental and social procedures to the MSME loans and all sub-loans funded out of EBRD funds, and ensure that sub-borrowers comply with national requirements for environment, health and safety and labour standards.

Technical Cooperation


Company Contact Information

Ines Trigui
2, Rue de Turquie, 1001 Tunis, Tunisia


Business opportunities

For business opportunities or procurement, contact the client company.

For state-sector projects, visit EBRD Procurement: Tel: +44 20 7338 6794

General enquiries

EBRD project enquiries not related to procurement:
Tel: +44 20 7338 7168

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