FIF - Enda Tamweel - MSME loan



Project number:


Business sector:

Non-depository Credit (non bank)

Notice type:


Environmental category:


Approval date:

28 Nov 2018



PSD disclosed:

23 Oct 2018

Translated versions of this PSD: Arabic | French

Project Description

The provision of a loan of EUR 5 million in Tunisian Dinars to Enda Tamweel S.A.. ('Enda').

Project Objectives

The loan will be used to on-lend to micro, small and medium-sized enterprises ("MSMEs") in Tunisia.

Transition Impact

The EBRD loan will increase the availability of finance to micro, small and medium businesses in Tunisia, allowing greater access to finance for this largely underserved segment in a market where lending is restricted by liquidity constraints.

Client Information


Enda is the first microfinance institution in Tunisia with EUR 169 million total assets at December 2017.

EBRD Finance Summary

EUR 5,000,000.00

Total Project Cost

EUR 5,000,000.00

Environmental and Social Summary

Categorised FI (ESP 2014). Enda will be required to comply with the Bank's Performance Requirements 2, 4 and 9 and implement the EBRD's Environmental and Social Risk Management Procedures for SME and Micro Loans. The company will also be required to submit Annual Environmental and Social Reports to the EBRD by completing the EBRD's FI Sustainability Index.

Technical Cooperation


Company Contact Information

Dorra Filali
Rue de l#Assistance, cité El Khadra, 1003 Tunis.


Business opportunities

For business opportunities or procurement, contact the client company.

For state-sector projects, visit EBRD Procurement: Tel: +44 20 7338 6794

General enquiries

EBRD project enquiries not related to procurement:
Tel: +44 20 7338 7168

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