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Group lending or individual lending?

Evidence from Mongolia

Learning about the impact of microcredit is important because the microfinance industry itself is changing. Microfinance institutions across the world are moving from group lending to individual lending. Yet there is not much rigorous evidence showing how these types of microcredit affect borrowers, and this makes it difficult to either substantiate or challenge such a strategic move. This EBRD Impact Brief, prepared by the Office of the Chief Economist, assesses the impact of lending approaches and presents evidence from a recent randomised field experiment in Mongolia.


Publication details

  • Date: 30 May 2012

PDF: Group lending or individual lending?

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