Biography
Ralph De Haas (Maastricht, 1976) is the Director of Research at the European Bank for Reconstruction and Development. He holds a PhD in Economics from Utrecht University and previously worked as a Senior Economist in the Prudential Supervision Department and the Economic Policy and Research Department of the Dutch central bank. Ralph is also a part-time Professor of Finance at KU Leuven; a CEPR Research Fellow; a Fellow at the European Banking Center (EBC); a Senior Fellow at LSE’s Institute of Global Affairs; and the recipient of the 2014 Willem F. Duisenberg Fellowship Prize. His main research interests include international banking, financial inclusion and small-business finance, and development economics. Ralph’s research has appeared in the Journal of Financial Economics, Review of Financial Studies, Review of Finance, American Economic Journal: Applied Economics, Journal of the European Economic Association, Journal of International Economics, Economic Journal, and various other peer-reviewed journals.
Email address: dehaasr “at” ebrd “dot” com.
Twitter: https://twitter.com/ralphdehaas
Personal web page: www.ralphdehaas.com
Education
2006 - Ph.D. Economics, Utrecht University
1999 - M.Sc. Economics, Radboud University Nijmegen
Research interests
- International Banking
- Empirical Finance
- Financial Stability
- Development Economics
Selected publications
R. De Haas and A. Popov (2023), Finance and Green Growth, Economic Journal, 133(650), 637–668.
View
V. Baranov, R. De Haas and P. Grosjean (2023), Male-biased sex ratios and masculinity norms: Evidence from Australia’s colonial past, Journal of Economic Growth, forthcoming.
View
Brock, J.M. and R. De Haas (2023), Discriminatory lending: Evidence from bankers in the lab, American Economic Journal: Applied Economics, 15(2), 31-68.
View
Aksoy, C.G., C.S. Carpenter, R. De Haas, M. Dolls and L. Windsteiger (2023), Reducing sexual-orientation discrimination: Experimental evidence from basic information treatments, Journal of Policy Analysis and Management, 42(1), 35-59.
View
Crépon, B., R. De Haas, F. Devoto and W. Parrienté (2022), Microcredit made to measure. Experimental evidence from rural Morocco, Journal of Development Economics, Accepted pre-results review.
View
R. De Haas, M. Millone, and J. Bos (2021), Information sharing in a competitive microcredit market, Journal of Money, Credit, and Banking, 53(7), 1677-1717.
View
Bircan, C. and R. De Haas (2020), The limits of lending? Banks and technology adoption across Russia, Review of Financial Studies, 33(2), 536-609.
View Data
Aksoy C. G., C. S. Carpenter, R. De Haas and K. Tran (2020), Do laws shape attitudes? Evidence from same-sex relationship recognition policies in Europe, European Economic Review, 124.
View
Baranov, V., R. De Haas and P. Grosjean (2020), Queens of the desert: Convictism and marital attitudes across Australia, AEA Papers and Proceedings, 110: 457-462.
View
Attanasio, O., B. Augsburg and R. De Haas (2019), Microcredit contracts, risk diversification and loan take-up, Journal of the European Economic Association, 17(6), 1797-1842.
View
De Haas, R. and M. Millone (2019), The impact of information sharing on the use of collateral versus guarantees, World Bank Economic Review, 1-6.
View
De Haas, R. and S. Poelhekke (2019), Mining matters: natural resource extraction and firm-level constraints, Journal of International Economics, 117, 109-124.
View
Beck, T., H. Degryse, R. De Haas and N. van Horen (2018), When arms’ length is too far: relationship banking over the credit cycle, Journal of Financial Economics, 127,174-196.
View Online Appendix
Brown, M., R. De Haas and V. Sokolov (2018), Regional inflation, banking integration and dollarization, Review of Finance, 22(6), 2073-2108.
View
De Haas, R., M. Djourelova and E. Nikolova (2016), The Great Recession and Social Preferences: Evidence from Ukraine, Journal of Comparative Economics, 44, 92-107.
View
Augsburg, B., R. De Haas, H. Harmgart and C. Meghir (2015), The Impacts of Microcredit: Evidence from Bosnia and Herzegovina, American Economic Journal: Applied Economics, 7(1): 183–203.
View
View
De Haas, R., Y. Korniyenko, A. Pivovarsky, and T. Tsankova (2015), “Taming the Herd? Foreign Banks, the Vienna Initiative and Crisis Transmission”, Journal of Financial Intermediation, 24 (3), 325-355.
View
View
View
View
View
De Haas, R. and I.P.P. van Lelyveld (2010), Internal capital market and lending by multinational bank subsidiaries, Journal of Financial Intermediation, 19, pp. 1-25.
View
De Haas, R., D. Ferreira and A. Taci (2010), What determines the composition of banks' loan portfolios? Evidence from transition countries, Journal of Banking and Finance, 34, pp. 388-398.
View
De Haas, R. and I.P.P. van Lelyveld (2006), Foreign banks and credit stability in Central and Eastern Europe. A panel data analysis, Journal of Banking and Finance, 30, pp.1927-1952.
View
Other publications
De Haas R., D. Ferreira and T. Kirchmaier (2021), The inner workings of the board: evidence from emerging markets, Emerging Markets Review, 48.
View
Aghion, P., R. De Haas, G. Friebel, S. Guriev and J. Luksic (2017), Introduction to the Special Issue on the Economics of the Middle East and North Africa, Economics of Transition, 25(2), 141-148.
View
De Haas, R., B. Markovic and A. Plekhanov (2017), Reducing Non-Performing Loans in Europe, European Economy. Banks, Regulation, and the Real Sector, 1, 107-116.
View
View
View
View
Working papers
Startup Types and Macroeconomic Performance in Europe, EBRD Working Paper 269, joint with Vincent Sterk and Neeltje Van Horen.
State Ownership and Corporate Leverage Around the World, EBRD Working Paper 266, joint with Sergei Guriev and Alexander Stepanov.
Managerial and Financial Barriers to the Net Zero Transition, EBRD Working Paper No. 254, joint with Ralf Martin, Mirabelle Muûls and Helena Schweiger.
Move a little closer? Information sharing and the spatial clustering of bank branches, EBRD Working Paper No. 223, joint with Shusen Qi, Steven Ongena and Stefan Straetmans.
Close competitors? On the causes and consequences of bilateral competition between banks, EBRD Working Paper No. 221, joint with Liping Lu and Steven Ongena.
The crisis as a wake-up call: Do banks tighten screening and monitoring during a financial crisis?, EBRD Working Paper 117, joint with Neeltje van Horen.
Chapters in books
“The Vienna Initiative: From Short-Term Impact to Long-Term Solutions”, 2019, with Peter Tabak, In: Ten Years of the Vienna Initiative, 2009-2019 (Chapter 9), pp. 145-160, EIB.
View
“Recent Trends in Cross-Border Banking in Europe”, 2017, with Neeltje van Horen, In: The Palgrave Handbook of European Banking (Chapter 18), Barbara Casu and Thorsten Beck (eds.), pp. 475-497, Palgrave.
“Global Banking: Old and New Lessons from Emerging Europe”, 2017, In: The Future of Large, Internationally Active Banks, Asli Demirgüç-Kunt, Douglas D Evanoff and George G Kaufman (eds.), Chapter 10, pp. 143-166, World Scientific Studies in International Economics Vol. 55, Singapore.
“Banking union: The view from emerging Europe”, 2012, with Erik Berglöf and Jeromin Zettelmeyer, In: Banking Union for Europe - Risks and Challenges, Thorsten Beck (ed.), Centre for Economic Policy Research (CEPR), London.
“Foreign banks and financial stability: lessons from the Great Recession”, 2012, In: Financial Stability in Emerging Markets. Dealing with Global Liquidity, Ulrich Volz (ed.), German Development Institute, Bonn.
