Enterprise sector
The Bank will focus on privatisation and restructuring of state-owned companies, including in the tourism sector. In addition, the Bank will focus on supporting the further expansion and modernisation of Croatian companies into the immediate region, by providing debt or equity finance as needed. The Bank may also finance acquisitions to support the consolidation of local industries. The Bank will continue to seek investment opportunities in economically-depressed regions of the country.
Infrastructure and environment sector
At the local level, the Bank will work with a number of large and medium-sized municipalities to develop their environmental infrastructure projects for prospective Instrument for Pre-Accession Assistance (IPA) co-financing. The Bank will continue to support national infrastructure projects, typically when such projects can be financed on a commercial basis. The Bank will also work with local and regional authorities to prepare regional infrastructure projects. The Bank will finance infrastructure investments, such as the Port of Gruz project in Dubrovnik, which support tourism.
Power and energy sector
The Bank will promote energy efficiency and focus on the infrastructure needed for security and diversity of supply, including renewable energy projects. Infrastructure financing will be closely coordinated with other international financial institutions (IFIs), in particular the European Investment Bank, the International Bank for Reconstruction and Development and the European Union, leading to joint financing arrangements and mobilisation of IPA funds, where practicable.
Financial sector
The Bank will pursue small and medium-sized enterprise (SME) finance with the support of the EU through the EU/EBRD SME Finance Facility. The Bank will further develop financing for leasing companies and other non-bank financial institutions, such as factoring companies. Finally, the Bank will also consider equity participations in the privatisation of the state-owned postal bank.